Commercial Property Finance
Commercial Mortgage
A commercial mortgage is a mortgage loan secured by commercial property, such as an office building, retail unit, industrial warehouse, or apartment block. The proceeds from a commercial mortgage are typically used to acquire, refinance, or redevelop commercial property. Quite often businesses will find that a commercial mortgage costs a similar amount or less than what they pay to lease a premises monthly, but at the end of the mortgage period they will own the commercial property as an asset on their balance sheet.
Bridging Loan
If you are looking for short term finance for your business Bridging finance could be the solution you are looking for. Bridging finance can be used for a variety of requirements and is a source of quick short-term finance secured against property. We offer whole of UK funder coverage and can support a single property through to complex portfolio bridging finance solutions. Our panel offer bridging solutions on the following types of property throughout all commercial sectors:
– Commercial property
– Investment and Owner occupied
– Semi commercial property
– Residential investment property
– Land purchases
Property Development Finance
Whether you are new to property development or experienced, access to finance will be an important part of your plans. We work with funders that can finance all types of developments including:
– Single unit to multi-unit housing schemes
– Apartments, flats and purpose-built house in multiple occupation (HMO’s)
– Student and holiday developments
– Commercial developments including offices and retail.
– Conversions of residential and commercial property including permitted development rights
– Part completed developments.
We understand each development is unique and finding the best funding package cannot be straight forward. We offer a UK wide coverage, operating with mainstream and specialist providers who will deliver a tailor-made package to satisfy your needs.
Our Process
Application
Firstly, we like to meet the client and truly understand their intrinsic needs, cashflow requirements and future buying plans.
Credit Assessment
We then evaluate the financial information provided, along with the client’s specific requirements and we will assess which of the 80+ Funders that we have on our panel, would be most suitable. We will then put together a bespoke financial solution to achieve the client’s goals.
Approval
Once finance is approved, we carry out all the work dealing with suppliers and arranging the necessary paperwork to be signed with the client at your convenience.