Luxury and Supercar Finance
Aspire for more
Regulus Finance Management can help realise your aspirational car purchase. We can often provide more cost-effective finance packages, tailored to the client’s needs, as opposed to manufacturer or dealer finance options available. This can be achieved through a variety of funding solutions detailed below.

Personal Contract Purchase (PCP)
PCP can enable low fixed monthly payments and a flexible exit route at the end of the agreement. It is a great option if you are looking to opt out of your company car scheme as there is no company car tax to pay and it allows you to match your company car allowance to your monthly payments. The vehicle’s future value is agreed at the start of the agreement which can vary dependant on mileage and term. At the end of the agreement, you have the option to return the vehicle (subject to condition and mileage), part exchange the vehicle or purchase the vehicle.
Hire Purchase
Hire Purchase is arguably the simplest form of car finance, whereby a fixed rate of interest is charged over the term of the agreement, ensuring that the customer knows where they stand throughout the term. There are options for balloon payments to reduce the monthly costs and typical periods are from 12-60 months. At the end of the agreement, you will own the asset outright. An HP agreement can also be settled at any point during the term.
There is also the option for a variable rate agreement whereby the payments track the finance house base rate, LIBOR or Bank of England Base Rate dependant on the funder. This allows for reduced interest penalties for early settlement. However, the monthly payments may increase or decrease dependant on market fluctuations.


Equity Release
If you have recently purchased a luxury or supercar using manufacturer or dealer finance, you may find there are more cost effective or preferential terms available from our expansive list of funders. We would be more than happy to review your current agreement and look to improve your current terms and save you money.
Alternatively, there is the option to release equity from your current vehicle(s), settling off your current funder(s) and providing you with a lump sum.

Our Process
Application
Firstly, we like to meet the client and truly understand their intrinsic needs, cashflow requirements and future buying plans.
Credit Assessment
We then evaluate the financial information provided, along with the client’s specific requirements and we will assess which of the 80+ Funders that we have on our panel, would be most suitable. We will then put together a bespoke financial solution to achieve the client’s goals.
Approval
Once finance is approved, we carry out all the work dealing with suppliers and arranging the necessary paperwork to be signed with the client at your convenience.